About
About this calculator.
A free, fast, and accurate way to understand loan EMIs and the real impact of prepayment — no ads in the way of the numbers, no signup required to see your results.
It uses the standard reducing-balance EMI formula used by Indian banks and NBFCs. Figures are estimates for planning purposes — always confirm exact numbers with your lender's official statement, since processing fees, rounding, and day-count conventions can cause small differences.
Have feedback or found something that doesn't look right? We're actively improving this tool based on how people actually use it.