Life Insurance
Term insurance
A pure protection plan that offers a high life cover at relatively lower premiums to support your family in your absence.
Explore term insurance →Insurance
Insurance comparison and guides.
Compare essential insurance products to choose the right cover for your life stage, family needs, and financial goals.
Health
Health insurance
Protect against rising medical expenses with cashless hospitalization and annual coverage options for households.
Learn more →Vehicle
Motor insurance
Compare comprehensive and third-party plans to protect your vehicle and meet legal requirements without overpaying.
Explore options →Travel
Travel insurance
Get peace of mind for domestic and international trips with baggage, trip delay, and medical cover protection.
Read guide →Frequently asked questions
What is term insurance and do I actually need it?
Term insurance is a pure life-cover plan — it pays a lump sum to your family if you pass away during the policy term, with no maturity payout if you survive it, which keeps premiums low relative to the cover. If anyone depends on your income — a spouse, children, or parents — term insurance is generally considered essential, independent of any other investment or savings plan.
How much health insurance cover do I need in India?
A common starting benchmark is ₹5-10 lakh cover per person in a metro city, rising to ₹15-25 lakh or a top-up plan if you want cover against serious illnesses like cancer or cardiac surgery, given how fast hospitalization costs are rising. Family floater plans are usually more cost-efficient than separate individual policies for a household.
Is motor insurance mandatory in India?
Yes — at minimum, third-party motor insurance is legally mandatory under the Motor Vehicles Act for every vehicle on Indian roads, regardless of age. Comprehensive insurance (which also covers your own vehicle's damage, theft, and natural disasters) is optional but strongly recommended, especially for a newer or financed vehicle.
What's the difference between term insurance and a regular life insurance plan?
Term insurance is protection-only — no maturity value, low premium, high cover. Traditional life insurance (endowment, money-back, or ULIP plans) bundles insurance with an investment or savings component, which raises the premium substantially for the same cover amount. Most financial advisors recommend keeping insurance and investment separate — a term plan for protection, and mutual funds or other instruments for wealth building.